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First, sales charges of more than 5% came trip top to pay his guy, so mike started off more than $1000 a hole on a $20,000 mutual fund trade. Plus, expenses and other fees were costing him more than 2% per year. Second, his funds both had worse than average 10-year performance facts. Third, the stock market had been lackluster since he made his expense. When you invest in funds you’ve no therapy for the markets, but you are find funds that are awesome investments reference to to the other two factors: performance and expense of transacting.

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